Steven "Shags" ShagrinAuthor
6 Jul
Wow! Can't believe it's Tuesday already. That's what a long weekend will do for you! Let's get started with anything on your mind about retirement. My specialty is financial aspects of retirement that does not necessarily include money management. Anything up for you in that area?
26 Replies
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UmbrellaHelper
6 Jul
Hello
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Steven "Shags" ShagrinAuthor
6 Jul
Welcome to today's session. Is there something for which you would like some insight or guidance?
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Steven "Shags" ShagrinAuthor
6 Jul
One thing I've seen in coaching people regarding retirement is that they aren't necessarily on the same page as their partner when it comes to finances: what, why, and when to spend money on something. Has that every happened to you? How did you handle it?
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UmbrellaHelper
6 Jul
Unfortunately I am in a position where I rely on social security benefits.
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Steven "Shags" ShagrinAuthor
6 Jul
Is that your sole source of retirement income?
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UmbrellaHelper
6 Jul
I don’t have many expenses and I do supplement my income by selling art and some craft items. I was teaching classes until COVID came along
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Steven "Shags" ShagrinAuthor
6 Jul
Hopefully you can get back to teaching classes soon. Have you considered using the internet for your items? I like http://www.etsy.com
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Steven "Shags" ShagrinAuthor
6 Jul
Another thing I find is up for couples in retirement is "financial infidelity" -- keeping money secrets from their partner. It happens quite a bit! Has it happened to you? Or have you done it to your partner?
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UmbrellaHelper
6 Jul
I am writing a business plan for internet sales and hope to join a co-op as well
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Steven "Shags" ShagrinAuthor
6 Jul
It's pretty easy to set up a website using Wordpress! I have one for my side-hustle: making paella for private parties. It was a snap to create! I've had experience creating web pages from the days of knowing HTML coding, and this was easy-peasy! https://paellamastershags.wordpress.com/
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Steven "Shags" ShagrinAuthor
6 Jul
The last "general" topic for today comes from an email I got today that features Robert Laura, who has a company that trains Certified Professional Retirement Coaches such as myself. It's titled "How to Spot a Fake Retirement" and it examines the way that people approach and deal with retirement. He looks at how people answer the question, "What are all the things you're doing to keep busy?" Great questions to ask yourself are (taken from the article): “Tell me about retirement so far. What do you like? What do you miss about work? What have you learned the hard way? And what would you do differently?” I'm posting this now, as we can pick up here next week.
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Steven "Shags" ShagrinAuthor
6 Jul
The other "retirement fake" to which he refers is the "moving target": a person "who treats their retirement date like a moving target and says, on more than one occasion, 'I'm finally ready to retire.'" but then just keeps plugging on at work. We can also look at that as a future weekly discussion topic.
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Steven "Shags" ShagrinAuthor
7 Jul
And that's a wrap! (Ha - first mistyped it as "warp"!) I'll be back next Tuesday at the same time, and if you want to spend some quality time with me, please schedule a no cost or obligation session to get acquainted. https://calendly.com/dr_retirement
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Tiger
12 Jul
I want to give up alcohol
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Steven "Shags" ShagrinAuthor
20 Jul
How have you approached this desire so far?
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Tiger
21 Jul
Trying to abstain
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