Hello everyone, I trust we are all good? I saw a lot of comments over the week concerning unemployments, Credit card debt, house debt, car debt and loans all this have been a major problem in our recent societies, I know is pretty bad for some people and that’s why we need to come together and help the masses in anyway we can, nothing is too small or no advise is a waste. Remember we rise by lifting others! So let’s spread this love out and I’m here for anyone who needs my help. Have a blessed day everyone!
I’m looking for advice on the denial around non payment of debts. I’ve experienced this this year. Can anyone relate?
Ugh so I got paid today and few moments later received a notice that I was negative in my account double what I make....
I still haven’t paid back an overdue phone bill.
I feel deeply ashamed of having missed it. I forgot to clear it on time and am living overseas now. It sickens me that it is still there. Haunting me.
I wish I become financially stable quickly to resolve this debt soon
I deeply hate this debt because it’s so tiny and yet so impactful. It just speaks of a terribly bad financial situation and is just a sign that my previous job didn’t pay enough for me to afford a phone bill.
I’m feeling extremely ashamed of myself and don’t want to be haunted by this debt forever.
Hello Wisdo family, I am so sorry that I haven't been as active lately as I have had some issues that I am trying to sort out. I am wishing everyone a merry Christmas and a happy new year! Please remember to be safe this festive season and enjoy family time!
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I have to tell someone that he has debts to pay today, how I must tell it?
Debt load is a has always been a problem for me. If I make $10, I will spend $11. The pandemic has forced me to look more closely at my finances. My additional income basically tanked in 2020
Hello guys I’m having a hard time making a decision. I am married I have no debt .. I make 3600 a month plus I driv Uber in my spare time so about 2000 a month there my husband doesn’t have a job and has a little debt for his car. He makes good money in the stock market and drives Uber as well .Recently apartments were built behind the home we just bought.. we have decided to move and build another home and rent this one. The market is so crazy and you have to offer way above asking for home loan to be accepted. The home was want is 5000 over budget and we have to pay closing cost we will use our income tax to pay for both I have money saved. But I’m still stressed and I just being a tight wallet cause I feel I can’t afford it but I completely feel this is the perfect home and location.
You guys in the UK? Many ways to totally eliminate debt without bankruptcy
But it is a similar form but you have to have little or no assets
Good morning all
“Even On Your Worst Day, You Are A Living Miracle.” Wishing you all a wonderful day.
Good morning everyone hope everyone is staying safe. I know covid has caused a lot of financial hardship. If you are struggling due to debts feel free to dm me. I can relate and I'm thankful for the ability to get myself out of that situation
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Hey guys I found a great website for saving money and I think it would really help those who struggle with debt, budgeting and just finances in general. Please keep in mind this is for Canada so it may be different where you live. I hope this helps!! How To Save Money In Canada: 61 Awesome Ways (2021) https://wealthawesome.com/how-to-save-money-in-canada/
Investing vs. Trading: Investing is actually taking your money and putting it in to highly reputable companies that yield a lot of growth or just have a long history of being profitable and successful. Low risk and modest gains depending on your style and who you invest in to. Not something that makes you rich overnight, a long term, very long term can net you gains. ‘Blue chips’ is slang used that would define companies such as Amazon, Coca-Cola etc. Trading requires a high risk-to-reward type of investing. You must know what you’re doing and even then, the pros can take losses to. You must not trade if you are not willing to accept any losses. Think of it as gambling, having extensive knowledge of the markets is paramount. You need to actually take time to learn. From books and videos, but especially books. More than one. There are many different forms of trading: day trading is literally self-explanatory. Swing trading is a form that requires you to buy and hold for an unknown period of time. Could be a day or three years, whatever yields you a profit to your satisfaction. Ultimately at the end of the day greed is what will burn. If you have a gut feeling - trust it. It hurts to see potential profits lost, but it hurts even more to lose it all. Regardless how you go about the stock market - it is only a loss if you actually sell. Red goes green - green goes red. Taking the time and some money to invest in some books will save you a lot. Having patience will save you a lot. Buying good stocks, Good companies will save you a lot. If you see “x to the moon 🚀🚀🚀” or “buy this it will explode” you’re already too late to the party. Hyped up stocks will fail, the bubble will burst. But also remember - luck and sometimes luck will land you some gains - but a hyped up stock is just no good in a world of greed and free stimulus money. Everyone wants to get rich, but the smarter wolves will sell out the rest of the pact. Be smart, be wise. And also realize there are other ways to invest for growth and profit. It doesn’t HAVE to be the stock market.