Terms of Use

Welcome

Welcome to wisdo.com, an online service that offers crowdsourced insights and guidance on life challenges (the “Content” and the “Service”). The Content may be provided in text, audio or visual form. The Service is provided for informational purposes only. It is not, and is not intended as, a substitute for qualified professional advice, guidance, counseling, rehabilitation or treatment. Always seek the advice of a qualified health care professional for medical or health related issues. IN CASE OF A MEDICAL EMERGENCY, CONTACT YOUR LOCAL MEDICAL EMERGENCY DISPATCH CENTER IMMEDIATELY. The Service is owned and operated by Wisdo Ltd. (“Wisdo”, “we”, “us” and “our”). Please carefully read the following Terms of Use (the "Terms"). By using or accessing the Service, you agree to be bound by the Terms. If you do not agree to the Terms, you may not use the Service.

The Service is not intended as, and does not provide, any investment or financial advice whatsoever. The Service is neither a licensed financial advisor nor a licensed investment advisor. With respect to any financial or investment decisions, it is strongly recommended that you conduct you own research and due diligence investigation, to properly evaluate the benefits and risks of any investment or financial transaction. It is also strongly recommended that you seek the advice and guidance of qualified accountants, financial advisors, tax advisors and investment advisors, in connection with any investment or financial transaction.

Minors prohibited

If you are under the legal age of majority in your jurisdiction (normally 18) you may not use the Service in any way. By using, accessing or registering with the Service, you declare that you are an adult. We may terminate your account if we find that you are younger than the minimum age specified above. We may at any time request additional information to confirm your age.

Third party platforms

Use of the Service may involve the use of third party services and platforms, such as Facebook, Twitter, Google etc. (“Third Party Platforms”). For example, you may “share” Content through Third Party Platforms. Use of Third Party Platforms is governed by their respective terms of service, not by these Terms. You bear the sole and exclusive responsibility for complying with those other terms of service. Registration and user account

You may search and read Content as an unregistered user (“Guest”), or gain full access to our Service, as a registered user (“Registered User”). To become a Registered User you will need to sign up. You may sign up through your Facebook or Google account login. As a Registered User, when you submit Content such as ‘insights’, you can choose to post them anonymously, or to associate them with your name and other data that you selected on your Registered User’s profile. You are solely responsible for all acts or omissions associated with your access and use of the Service or your User account. Registered Users are prohibited from selling or transferring their User account access information or making it available to anyone else.

User account suspension and termination

In addition to any remedies that may be available to us under any applicable law, we may at any time, in our sole discretion and without prior notice, temporarily or permanently, deny, limit, suspend or terminate your access to the Service, remove Content that you submitted to the Service, and take technical and legal measures to keep you off the Service, if we believe that you misused the Service or breached these Terms.

The Content

Content presented through the Service, including the Timelines and its Milestones and Steps, the Insights, the description attributed to the author of an insight, the comments to insights and the content of your online discussions or chats with other Registered Users, are all provided for informational purposes only. Such Content may originate from us, you, other users or third parties, as well as from collaborative editing. We encourage you to treat any Content posted on or through the Service with caution and discretion. We are not responsible, do not guarantee and make no representation or judgment as to the Content, such as to the safety or effectiveness of following the advice or recommendations included in the Content, or the Content’s accuracy, helpfulness (or rated helpfulness), adequacy to your age or needs, legality, appropriateness, authenticity, validity, truthfulness, morality, uses that third parties may make, or as to any offerings, dealings, transactions or interactions made by or between you and third parties in connection with the Content or the Service. The inclusion of any Content on or through the Service does not constitute our endorsement, sponsorship, recommendation or encouragement to suggest, or comply with any advice, engage in any interaction, activity, transaction or dealings with any third party, or an authorization or representation of our affiliation with any third party. Any and all communications and interactions between you and third parties, and all consequences resulting from the above, are strictly between you and such third party, and you assume full and exclusive responsibility for them. We do not claim ownership over the Content that you create, submit to or post on the Service. WHEN YOU USE THE SERVICE TO DO THIS, YOU REPRESENT AND WARRANT TO US THAT:

  • · You are the rightful owner of all rights to such Content, or are lawfully licensed by all the rightful owners to submit to, and post such Content on, the Service;
  • · You are lawfully entitled to grant us the licenses in and to such Content, as contemplated by these terms;
  • · You lawfully obtained the consent of all individuals depicted, shown or referred to in the Content, to include them in the Content and to use that Content for the purposes and in the manner contemplated by these Terms. With respect to minors depicted, shown or referred to in the Content, you lawfully obtained the consent of their parents or legal guardians, as well as such minors’ approval;
  • · Creating the content, submitting it to and posting it on the Service, does not infringe any rights of third parties, including intellectual property rights, privacy rights and publicity rights.
Subject to our Privacy Policy, by submitting or posting Content to or on the Service, you grant us a perpetual, royalty-free, free-of-charge, worldwide, non-exclusive, sub-licensable and transferrable license, to use such Content commercially. This includes, among others, copying, distributing, posting and making derivative works of the Content, for our publicly posting and utilizing such Content for business purposes, on any platform, including in connection with commercial ads or promotions, in original, derived, or modified form (the “License”). You further waive all moral rights and rights of attribution with respect to your Content. We may, at any time, in our sole discretion and without prior notice to you, remove, edit, modify, or reclassify any Content you submitted to the Service, without any liability to you.

Use of the Service and restrictions

Subject to these Terms, you may use the Service, exclusively for your private and personal purposes. While using the Service, you must refrain from –

  • § Breaching the Terms or any other applicable rules and instructions that we may convey with respect to the use of the Service;
  • § Engaging in any activity that constitutes or encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable law, including laws governing privacy, defamation, spam and copyright;
  • § Interfering with, burdening or disrupting the functionality of the Service;
  • § Breaching the security of the Service or identifying any security vulnerabilities in it;
  • § Circumventing or manipulating the operation or functionality of the Service, or attempting to enable features or functionalities that are otherwise disabled, inaccessible or undocumented in the Service;
  • § Using or launching any automated system, including without limitation robots, crawlers and similar applications to collect and compile content from the Service;
  • § Displaying the Service or any part thereof in an exposed or concealed frame, or linking to elements or portions of the Service, independently from the manner on which they originally appear or are made available through the Service;
  • § Impersonating any person or entity, or making any false statement pertaining to your identity, employment, agency or affiliation with any person or entity;
  • § Collecting, harvesting, obtaining or processing personal information of or about other users of the Service.
Without derogating from any of the above, you may not post, disseminate, transmit or otherwise communicate through the Service any Content which:
  • · May infringe rights of others, including a person's right to privacy or right of publicity, patents, copyrights, trade secrets, trademarks;
  • · May depict or identify minors, their personal details, their address or ways to contact them, without their legal guardian’s explicit consent, as well as such minors approval, when practically possible;
  • · May include software viruses, spyware or any other malicious applications;
  • · May encourage, support, assist, or advise in the commission of a criminal offense or carry an elevated risk of psychological or physiological stress or injury or damage to property;
  • · May, through posting, publication, dissemination, or making available to the public, be prohibited by any applicable law, including court orders;
  • · May be threatening, abusive, harassing, defamatory, libelous, vulgar, violent, obscene or racially, ethnically or otherwise objectionable (with the understanding that reasonable use of relevant medical content is acceptable); and
  • · May include unsolicited commercial communications ('spam'), chain letters, or pyramid schemes.
You may not use the Service to send invitations or notifications to anyone who has not expressed their consent to receive such invitations or notifications from you.

Privacy

We respect your privacy. Our Privacy Policy, which is incorporated into these Terms by reference, explains the privacy practices on the Service.

Links

The Service may contain links to content published on other websites or external sources, provided by third parties. We do not operate or monitor these websites and content. You may find them or the information and content posted therein not compatible with your requirements, or you may object to their content, or find such content to be annoying, improper, unlawful or immoral. By linking to a certain website, we do not endorse, or sponsor its content, or confirm its accuracy, credibility, authenticity, reliability, validity, integrity, or legality. We assume no responsibility or liability for such third party websites or content, or their availability.

Intellectual property

We and our licensors own all rights, title and interest in and to the Service, including patents, copyrights, trademarks, trade names, service marks, trade secrets and other intellectual property rights, and any goodwill associated therewith. Other than as expressly permitted in the Terms and offered by the Service’s functionality, you may not copy, distribute, display or perform publicly, sublicense, decompile, disassemble, reduce to human readable form, execute publicly, make available to the public, adapt, make commercial use of, process, compile, translate, sell, lend, rent, reverse engineer, combine with other software, modify or create derivative works of the Service, any part thereof or any of the Content on or of the Service (except for your own Content that you yourself created), either by yourself or by a third party on your behalf, in any way or by any means, including, but not limited to electronic, mechanical or optical means. You may not adapt or otherwise use, including in any Internet domain name, any name, mark or logo that is similar to our marks and logos. You must refrain from any action or omission which may dilute, or tarnish our goodwill.

Requests to remove Content from the Service

You may only edit or remove Content you posted in accordance with our Privacy Policy and our Content Takedown Policy as are listed in Privacy Policy and Takedown Policy. We may, at any time, and without prior notice, modify such procedures. Any requests to remove Content from the Service that purportedly infringe or violate third party rights, such as copyright, privacy or publicity, must be made in accordance with our Content Takedown Policy, which is incorporated in these Terms by reference. Requests you submit to remove Content from the Service will be evaluated, among other things, in light of the privacy-related consents you have given through our Privacy Policy.

Changes and Availability

From time to time, we may change the Service's structure, layout, design or display, as well as the scope and availability of the information and content therein, or the access thereto, without prior notice. Changes of this type by their very nature may result in glitches or cause inconvenience of some kind. You will have no plea, claim or demand whatsoever against us or our directors, officers, employees, agents, advisors, consultants, subcontractors and assignees (collectively, our “Staff”), resulting from such changes, from glitches or any kind of failure resulting from their introduction. The availability, quality and functionality of the Service depend on various factors, including software, hardware and communication networks, which are provided by third parties, at their responsibility. These factors are not fault-free. WE DO NOT WARRANT THAT THE SERVICE WILL OPERATE WITHOUT DISRUPTION, ERRORS OR INTERRUPTIONS, WILL PROPERLY STORE THE CONTENT, WILL PROPERLY POST THE CONTENT, OR THAT IT WILL BE ACCESSIBLE, OR AVAILABLE AT ALL TIMES OR IMMUNE FROM ERRORS, GLITCHES OR UNAUTHORIZED ACCESS. You acknowledge that the Service DOES NOT provide any data back-up services, including with respect to any Content or any other data that you upload or use.

Termination of Service's operation

We may, at any time, at our sole discretion, change, discontinue or suspend the operation of the Service, or any part thereof, temporarily or permanently, for all users, or for certain users, without any liability to you. We are not obligated to give any notice prior to such change, discontinuation or suspension.

Changes to the Terms

We may revise these Terms, in whole, or in part, at any time, by putting you on notice of the amended Terms. Your continued use of the Service after the effective date of the amended Terms constitutes your consent to the amended Terms. In case of legal requirement, we may also introduce immediate changes to these Terms. In any event, if you do not consent to the amended Terms, you must discontinue your use of the Service. The latest version of the Terms and its effective date will always be accessible on the Service.

DISCLAIMER OF WARRANTY

THE SERVICE IS PROVIDED FOR USE “AS IS” AND “WITH ALL FAULTS”. WE AND OUR STAFF DISCLAIM ALL WARRANTIES AND REPRESENTATIONS, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, THE CONTENT, YOUR USER ACCOUNT, ANY INTERACTION RELATED TO THE SERVICE, ANY COMMUNICATION MADE BY THE SERVICE AND THIRD PARTY PLATFORMS, AS WELL AS FOR ANY THIRD PARTY SOFTWARE OR HARDWARE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SAFETY, EFFECTIVENESS, QUALITY, RELIABILITY, NON-INFRINGEMENT, TITLE, COMPATIBILITY, PERFORMANCE, AVAILABILITY, SECURITY OR ACCURACY.

LIMITATION OF LIABILITY

WISDO AND ITS STAFF SHALL, TO THE MAXIMUM EXTENT PERMITTED BY THE APPLICABLE LAW, NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, STATUTORY, INCIDENTAL OR CONSEQUENTIAL DAMAGE, OR ANY SIMILAR DAMAGE OR LOSS (INCLUDING LOSS OF PROFIT AND LOSS OF DATA), COSTS, EXPENSES AND PAYMENTS, EITHER IN TORT, CONTRACT, OR IN ANY OTHER FORM OR THEORY OF LIABILITY, ARISING FROM, OR IN CONNECTION WITH THE SERVICE, THE CONTENT, THE USE OF, OR THE INABILITY TO USE THE SERVICE, OR YOUR USER ACCOUNT, OR ANY COMMUNICATION OR INTERACTIONS WITH THE SERVICE, OTHER USERS OR IN CONNECTION WITH THIRD PARTY PLATFORMS, OR ANY COMMUNICATIONS, INTERACTIONS, DEALINGS, ENGAGEMENTS AND TRANSACTIONS WITH OTHERS ON OR THROUGH THE SERVICE, OR FROM ANY FAILURE, ERROR, OR BREAKDOWN IN THE FUNCTION OF THE SERVICE, OR FROM ANY FAULT, OR ERROR MADE BY OUR STAFF, OR FROM YOUR RELIANCE ON CONTENT AVAILABLE ON THE SERVICE, OR ANY DENIAL OF YOUR ACCESS TO THE SERVICE, OR RETENTION, DELETION, DISCLOSURE AND ANY OTHER USE OR LOSS OF CONTENT ON THE SERVICE OR OUR SYSTEMS, OR FROM ANY RELIANCE MADE BY YOU ON THIRD PARTY SOFTWARE OR HARDWARE. YOU ACKNOWLEDGE AND AGREE THAT THE USE OF THE SERVICE IS ENTIRELY, OR TO THE MAXIMUM EXTENT PERMITTED BY THE APPLICABLE LAW, AT YOUR OWN SOLE RESPONSIBILITY. You are solely responsible for Content you provide and communicate through the Service, and for all consequences associated with it. You will indemnify and hold us harmless, to the maximum extent permitted by law and promptly upon our notice, from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs), related to any allegation or claim brought against us related to your actions, Content or information submitted to the Service.

Termination of these Terms

You may, at any time, terminate your adherence with these Terms by providing us with written notice of termination, and your concurrent termination as a User of the Service. We may terminate these Terms and your license to use the Service at any time by issuing to you a notice of such termination, blocking your access to and use of the Service, or in any other manner contemplated by these Terms. Upon termination by us or by you, you must discontinue any and all use of the Service. Termination of these Terms will not preclude our continued use of Content you have provided to us with the License thereto, and any information we have obtained while you used our Service prior to termination. In any event, our continued use of such materials will be in accordance with our Privacy Policy.

Consequences of Termination

See our Privacy Policy for details regarding retention and deletion of your personal information. The following sections shall survive any termination, or expiration of the Terms: The Content, Privacy, Intellectual property, Limitation of Liability, Consequences of termination, Governing Law & Jurisdiction, General.

Governing Law & Jurisdiction

Regardless of your place of residence or where you access or use the Service from, these Terms and your use of the Service will be exclusively governed by and construed in accordance with the laws of the State of Israel, excluding any otherwise applicable rules of conflict of laws, which would result in the application of the laws of a jurisdiction other than the State of Israel. The competent courts located in the Tel-Aviv-Jaffa district will have exclusive and sole jurisdiction over any dispute, claim or controversy arising from, or in connection with, the Service and its use, and with respect to any matter relating to the validity, applicability, performance or interpretation of these Terms. You and us, each, hereby expressly consent to personal jurisdiction in Israel and expressly waive any right to object to such personal jurisdiction or the non-convenience of such forum. Notwithstanding the foregoing, we may lodge a claim against you pursuant to the “LIMITATION OF LIABILITY” clause above, in any court adjudicating a third party claim against us.

General

Whenever used in these Terms, the term "Including", whether capitalized or not, means without limitation to the preceding phrase. All examples and e.g. notations are illustrative, not exhaustive. These Terms constitute the entire agreement between you and us concerning the subject matter herein, and supersede all prior and contemporaneous negotiations and oral representations, agreements and statements. These Terms may only be modified by written amendment duly executed by us. No waiver, concession, extension, representation, alteration, addition or derogation from the Terms by us, or pursuant to the Terms, will be effective unless consented to explicitly and executed in writing by our authorized representative. Failure on our part to demand performance of any provision in the Terms shall not constitute a waiver of any of our rights under the Terms. You may not assign or transfer your rights and obligations under the Terms without our prior written consent, which consent shall not be unreasonably withheld. Any attempted or actual assignment by you, without our prior consent, shall be null and void. Notwithstanding the provisions of the Israel Assignment of Obligations Law-1969, we may assign these Terms in their entirety, including all right, duties, liabilities and obligations therein, upon notice to you and without obtaining your further specific consent, to a third-party, upon a merger, acquisition, change of control or the sale of all or substantially all of our equity or assets, whereby virtue of such assignment, the assignee assumes in our stead, all right, duties, liabilities and obligations hereunder. The section headings in the Terms are included for convenience only and shall take no part in the interpretation or construing of the Terms. If any provision of the Terms is held to be illegal, invalid, or unenforceable by a competent court, then the provision shall be performed and enforced to the maximum extent permitted by law to reflect as closely as possible, the original intention of that provision, and the remaining provisions of the Terms shall continue to remain in full force and effect.

Contact Us

You may contact us with any question that you may have with respect to the Service, at: info@wisdo.com

Effective date: July 5, 2016.